Home Insurance

Here at Kerrigan, O’Malley & Bailey Insurance Agency, we recognize the importance of protecting your home, and those who live within it, with dependable Massachusetts homeowners insurance.

At Kerrigan, O’Malley & Bailey Insurance Agency we are dedicated to helping you each and every step of the way, and are here to guide you through this essential policy decision. In order to secure you the most appropriate home insurance strategy possible, it is important that we take the time to accurately recognize your individual insurance needs—because let’s face it, every home and Massachusetts homeowner is unique.

As one of Massachusetts’s premier independent insurance agencies we have the ability to shop multiple insurance carriers, resulting in high-quality MA home insurance at the most competitive rates—no matter where you are located across the state—we’re here to help you protect what matters most!

Typical coverage packages for Massachusetts homeowners insurance can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Personal Liability

Questioning the need for enhanced security? Need increased coverage, for unique exposures vulnerable within your average Massachusetts homeowner’s insurance policy? Don’t hesitate to ask one of our expert insurance professionals about further endorsements you can purchase to strengthen your homeowners insurance! Massachusetts clients can benefit from additional coverage options, which may include:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Kerrigan, O’Malley & Bailey Insurance Agency, we know what may work for one Massachusetts homeowner, won’t necessarily work for you. We aim to create custom, elite Massachusetts homeowners insurance packages that reflect the distinct needs of you, your family and your specific home.

Give us a call today, to learn more about our inclusive Massachusetts home insurance coverage. One of our skilled insurance professionals would be happy to provide you with a thorough coverage review as well as offer you a free Massachusetts homeowner’s insurance quote!