At Kerrigan, O’Malley & Bailey Insurance Agency, we want to ensure that our clients are sufficiently covered in all aspects of their lives—no matter where they live or what kind of car they drive. That’s why our team is committed to developing effective insurance strategies such as our premier Massachusetts renters insurance. Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence or are living in a location on a more temporary basis. Whether you live in a condo, apartment, house, duplex – even a college dorm room or sorority house – MA renters insurance can protect you and your assets. Having renter’s insurance can also help appease the costs of damages should anything happen to a rental property that you are living in.
Do not make the mistake of assuming your landlord’s homeowners insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. At Kerrigan, O’Malley & Bailey Insurance Agency, we can protect your personal assets and belongings by securing a policy that is designed especially for tenants. Generally speaking, a typical Massachusetts renters insurance policy covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises as well as unfortunate lawsuits.
There certainly is a lot to think about when it comes to determining the exact coverage you need as a renter. Don’t hesitate to give us a call, our expert insurance specialists are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.
Contact Kerrigan, O’Malley & Bailey Insurance Agency today for more information and fill out our free MA renters insurance quote form!