As an owner/operator of a landscape gardening business, you have special insurance needs. Contractors Advantage policy is designed for businesses like yours. It contains coverage and features for various contracting trades. And, as an added benefit, it offers special optional coverages to address the specific needs of landscape gardeners, In addition to the coverages outlined here, you will also benefit from special features found in Contractors Advantage:
- XCU – Coverage for Explosion, Collapse and Underground Hazards, Can include X, C, or U depending on the type of classifications.
- Tools and Equipment-Can increase coverage up to $100,000 ($10,000 per item) on blanket basis or schedule some or all items.
- Peak Season Coverage- Increases your limit for business personal property automatically – a valuable feature if your inventory fluctuates seasonally.
Kerrigan, O’Malley & Bailey Insurance Agency’s Landscape Insurance Program is designed to help you get the best possible protection at the lowest price. Our program can handle your landscaping liability insurance, your landscaping workers compensation insurance as well as your equipment coverage and your business auto insurance policy for your trucks and other vehicles.
We understand landscaping and lawn service contractors and we speak your language. Whether your business is lawn care, irrigation, landscape gardening in either commercial or residential settings, we have tips for helping you get the most out of your audit process and we understand exactly which class codes can give you the best protection while saving you money on your landscaping liability insurance policy and your landscapers workers compensation insurance policy. And although we offer you expert consultants with years of experience, we don’t charge one dime for our time to help you through the complicated process of making sure you have the right protection. Try asking your accountant or your attorney for an in depth review at no charge. Good luck. But the best part of all is that since we write so many landscape insurance and lawn service insurance accounts, we can handle your landscaper insurance quotes quickly. Don’t trust your business insurance needs to someone who doesn’t specialize in helping landscaper companies. Call us at 978-365-2302 today for a free risk review and policy quote.