Masonry is one of the world’s oldest building trades. The work can range from Brick Laying, carving blocks of stone, or laying and fitting stonework on construction projects. As the fixer or setter mason, you’ll often work outdoors in all weather on building sites, and work at heights on scaffolding to place the finished stone into position. Working both inside and out, the job can be dangerous and physically demanding, with a lot of lifting and carrying heavy weights and equipment.
- Public liability insurance – covers you against claims made against you or your business by members of the general public. It covers the business (defendant) for unintentional damage or injury (tort acts) caused to others It is designed to meet your legal liability to pay damages for death, injury or damage to property, and the subsequent legal costs if the business is found to be at fault.
- Employers liability Insurance – This rider allows businesses to meet the costs of compensation and legal fees for employees who are injured or made ill at work through the fault of the employer.
Health and safety risks are higher than normal and many small businesses consider liability cover as a vital way to manage risk. Make sure your insurer is fully aware of the type of work you’re carrying out and where, whether it’s repairing old buildings and monuments or making and fitting stonework such as fireplaces and archways for tunnels.
For more information on obtaining an Masons Contractor Insurance contact, Kerrigan, O’Malley & Bailey Insurance Agency at 978-365-2302 or fill out our online form above for your FREE Masons Contractor Insurance Quote today.