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May Storm Season: Are You Ready for What’s Ahead?
Storm Season Starts Now May often marks the beginning of severe weather patterns—heavy rain, hail, and high winds can arrive with little warning....
Hidden Savings: 6 Insurance Discounts Hiding in Plain Sight
Is your insurance premium creeping up every year? You aren't alone. With the rising cost of living in 2026, many drivers and homeowners are looking...
Thinking About a Home Upgrade? Why Your Insurance Agent Should Be Your First Call
So, you finally decided to pull the trigger on that home improvement project. Maybe the contractor is coming Monday to start the pool excavation, or...
Preventing Water Damage During Winter Thaw
As temperatures rise in February, melting snow and ice can create water problems for homeowners. The winter thaw may seem harmless, but it often...
Homeowners Insurance🥶 Preventing the January Disaster: Your Guide to Avoiding and Insuring Against Burst Pipes
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance...
Gear Up for Winter: Auto Insurance Tips for Snow and Ice
Winter brings a unique set of challenges for drivers, from icy roads to snowdrifts. While preparing your vehicle for the cold weather is crucial for...
On the Road for the Holidays? How to Get There Safely (and Sanely)
The holidays are one of the busiest travel times of the year — which means highways, airports, and nerves can all be a little overloaded. Whether...
Why October Is the Perfect Time to Review Your Auto Insurance Coverage
As autumn deepens, October brings more than crisp air and colorful leaves—it’s also an excellent month to take stock of your auto insurance. Here...
Integration of Advanced Vehicle Technologies: How Innovation is Reshaping Auto Insurance
The rapid evolution of vehicle technology is changing not only how we drive, but also how we insure our cars. Advanced Driver Assistance Systems...
August Home Maintenance Checklist: Don’t Miss These Essential Tasks!
August is here, and while the summer heat may still be lingering, it's the perfect time to start thinking about preparing your home for the upcoming...
What Factors Can Help Me Lower My Auto Insurance Premium?
Auto insurance is an essential expense for every driver, offering crucial financial protection in case of accidents, theft, or vehicle damage....
Breaking Down Your Mortgage Payment: Understanding Its Components
A mortgage payment consists of several key components, each serving a specific purpose in ensuring that homeowners meet their financial obligations....
Winter Emergency Car Kit Necessities
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed...
Understanding Renters Insurance Policies and Coverage Options
If you're a renter, you may wonder what renters insurance is and what it covers. Here is a breakdown of the basics of renters insurance policies and...
What Types of Auto Insurance Coverage Do I Need?
Understanding auto insurance is essential for both legal compliance and financial protection. Auto insurance isn’t just a requirement—it’s a...
Do You Need Additional Coverage for Holiday Guests?
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However,...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want...
Why Regular Gutter Cleaning is Essential
Your home's gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and...
What car drivers need to know about motorcycles
Spring is here, which means you'll likely see more motorcycles on the road. And the key word here is "see." People driving cars and trucks often...
Understanding the Roof Replacement Process
Roof replacement is a significant home improvement project that can enhance your property's value, energy efficiency, and overall protection....
Summer Driving Safety: Tips for Safe and Enjoyable Road Trips
Summer is the perfect time for hitting the road and embarking on exciting road trips. Whether you're planning a weekend getaway or a long...
Understanding the Differences Between Renters Insurance and Homeowners Insurance
Renters insurance and homeowners insurance are two types of insurance policies that provide protection for different types of properties....
April is Distracted Driving Awareness Month
April is distracted driving awareness month. Here are some statistics about the critical issue of distracted driving and ways to cope with the...
Home Maintenance Tips: Protecting Your Investment and Insurance Coverage
Your home is not only a significant financial investment but also a place of comfort and security. Regular home maintenance is crucial to ensure...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll...
Understanding Renters Insurance Policies and Coverage Options
If you're a renter, you may wonder what renters insurance is and what it covers. Here is a breakdown of the basics of renters insurance policies and...
A Guide to Watering Your Christmas Tree for a Safe Holiday Season
The holiday season is a time of joy, festivities, and, of course, the cherished tradition of decorating the Christmas tree. As families gather...
Holiday Cooking Safety
The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list....
Halloween Safety Tips: A Spooktacular Guide for a Safe and Fun Celebration
Halloween is a thrilling time filled with costumes, candy, and spooky fun. However, it's also crucial to prioritize safety, especially when children...
Home Fire Escape Plans
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you...
The Importance of Having Home Insurance: Protecting Your Investment
For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel...
Water Safety: How to Stay Safe in Pools, Lakes, and Oceans
Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool,...
Freshen Up Your Home and Insurance Policies This Spring
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition...
Smoke Alarm and Carbon Monoxide Safety Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties...
How to Handle a Power Outage in Cold Weather
Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the...
Electric Cars and Hybrid Cars: Pros and Cons
Electric and hybrid cars are becoming more mainstream as studies are showing that these vehicles offer benefits of improved fuel economy, lower fuel...
Fire & Ice – Your Guide to Winter Preparation
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of...
Home Fire Escape Plans
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once...
Massachusetts RMV to Make Inspection Sticker Changes
The Massachusetts Registry of Motor Vehicles will soon change how it handles late vehicle inspection stickers. The change means that...
Trouble Driving at Night? Check Out These 6 Tips
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a...
Life Insurance Myths and Facts
Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very...
Cybersecurity Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which...
Pool Safety Tips for a Fun Summer
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to...
Tips for Washing Your Car
Remember how fun washing your mom or dad’s car was as a kid? Using the sponges and spraying your brother or sister with the hose was a...
Why Is Flood Insurance Important?
You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by...
Commercial Umbrella Insurance Explained
Just like an umbrella provides us an extra layer of protection against the elements, a commercial umbrella insurance policy provides your business...
Spring Home Maintenance
🌷Spring is here! 🌸 After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only...
Tips to Prepare Your Car for Winter
Daylight Saving Time has ended, you’re digging out your boots, you crave comfort food… these are all sure signs that, in the words of everyone’s...
What is Builder’s Risk Insurance and Who Should It Cover?
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a...
Watering Your Christmas Tree Prevents Home Fires
While some will opt for the convenience of a pre-lit faux tree this Christmas, others will revel in the delight of a fresh pine, fir, or spruce....
Fun Facts About Your Thanksgiving Meal in Massachusetts
Although turkey is somewhat synonymous with Thanksgiving dinner it's not all about the Turkey. For many, folks are most grateful for the side...
Vehicle Maintenance Checklist for Fall
The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different...
Common Reasons Why Insurers Deny Life Insurance Claims
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is...
The Importance of Inspecting Your Home Ladder
Summer is here and that means home DIY projects are here! But that also means potential injuries and fatalities are too, if not careful. Annually,...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes,...
Yard Work Safety Tips to Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power...
Valuable Items Insurance
We’ve all heard the song “If you like it, then you should’ve put a ring on it.” We like to say “If you like it, then you should’ve put insurance on...
Reducing Your Cyber Risk
As businesses become more dependent on technology, the risk for cyberattacks increase. Cyberattacks pose financial and reputational risks to the...
Trouble Driving at Night? Check Out These 6 Tips
We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a...
Clients LOVE Kerrigan, O’Malley & Bailey Insurance Agency
February is the month dedicated to celebrating LOVE for those special people in your life - Mom/Dad, Husband/Wife/Partner, Son/Daughter, and even...
Have questions about your Massachusetts policy renewal?
To help make it easier to do business with us, MAPFRE is converting to a new policy processing platform. As a result, upon renewal, you will receive...
Eco-Friendly Holiday Tips
Did you know that Americans produce more trash during the holidays than any other time of year? 25% more, to be exact. Between the wrapping paper,...
Thanksgiving Safety Check
Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is...
Routine Vehicle Maintenance
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To...
Smart Homes
Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is...
Commercial Auto Insurance On The Rise
Whether you are transporting tools to a worksite or delivering food to customers – companies of all kinds rely on safe and functioning vehicles to...
5 Defensive Driving Tips to Reduce Accidents & Save Lives, Time and Money:
1. Reduce Speed & Observe the Posted Speed Limit at All Times a. The National Safety Council® Defensive Driving Division reminds drivers that...
Cost of Flood Insurance Rises, Along With Worries
MIAMI - Sharp increases in federal flood insurance rates are distressing coastal homeowners from Hawaii to New England and are starting to hurt...
Water Detection Devices
Consider installing water detection devices in your home. These systems can detect even small amounts of water. They can be wired into a centrally...
GET IN TOUCH!
Contact us today to learn more about insuring your new venture or to review your existing policy.
Over 70 Years of Service
Whether for your home, your car, or your business, Kerrigan, O'Malley & Bailey can get you a policy.
Our agency is licensed in the state of Massachusetts.
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.
Kerrigan, O'Malley & Bailey Insurance Agency
- 77 High Street
Clinton, MA 01510 - Phone: (978) 365-2302
- Fax: (978) 368-0060
- info@koinsurance.com
Hours
- Monday-Friday:
8:30am - 5:00pm - Weekends & Evenings:
By Appointment