by Kerrigan, O'Malley & Bailey | Insurance
You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by more than just natural disasters. If you own a home, you need flood insurance. There are two different types of flood...
by Kerrigan, O'Malley & Bailey | Insurance
Just like an umbrella provides us an extra layer of protection against the elements, a commercial umbrella insurance policy provides your business an extra layer of liability protection. If you own a business, chances are you have some form of general liability...
by Kerrigan, O'Malley & Bailey | Insurance
🌷Spring is here! 🌸 After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....
by Kerrigan, O'Malley & Bailey | Insurance
Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing...
by Kerrigan, O'Malley & Bailey | Insurance
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...
by KerriganOMalleyBailey | Insurance
We’ve all heard the song “If you like it, then you should’ve put a ring on it.” We like to say “If you like it, then you should’ve put insurance on it!” Whether you are planning a sweet proposal, or buying a new piece of art for your home, you will want to protect...