by KerriganOMalleyBailey | Auto Insurance, Ideas, Insurance, Safety Tips, Tips
July brings peak boating season, crowded sandbars, and the busy Fourth of July weekend. With maximum traffic on lakes and coastal waterways, water risks hit their highest point of the year. Assessing Your Coverage Before the Next Launch Use these four common summer...
by KerriganOMalleyBailey | Auto Insurance, Ideas, Safety Tips, Tips
Finding the right balance between your budget and your protection shouldn’t feel like a guessing game. While it’s tempting to hunt for the lowest premium available, the cheapest option often comes with hidden costs that surface only when you actually need to use your...
by KerriganOMalleyBailey | Ideas, Safety Tips, Tips
Storm Season Starts Now May often marks the beginning of severe weather patterns—heavy rain, hail, and high winds can arrive with little warning. One minute the skies are calm, and the next, conditions can shift quickly. While forecasts can give us a heads-up,...
by KerriganOMalleyBailey | Education, Insurance, Safety Tips, Tips
So, you finally decided to pull the trigger on that home improvement project. Maybe the contractor is coming Monday to start the pool excavation, or perhaps you just spent three hours in the backyard assembling a trampoline while your kids swore—up and down—they’d...
by KerriganOMalleyBailey | Safety Tips
As temperatures rise in February, melting snow and ice can create water problems for homeowners. The winter thaw may seem harmless, but it often reveals leaks, drainage issues, and other vulnerabilities that can lead to significant water damage. Basements are...
by KerriganOMalleyBailey | Safety Tips, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...